I’m slowly working out medical insurance for my family since we will have none after the end of this month because of my job loss. I was thinking that I would go without health insurance until I read Paul Levy’s blog Not Running a Hospital. Mr. Levy says
The Supreme Court has held that the Commerce Clause empowers Congress to regulate activities that substantially affect interstate commerce. Congress properly exercised that power in adopting a provision in the ACA that requires all non-exempt persons to purchase at least a minimum level of health insurance coverage. Through its legislative findings, Congress rationally concluded that those who fail to purchase health insurance despite their ability to pay for it (“free riders”) not only drain finite State and federal free-care resources, but also negatively impact the availability of privately-issued health insurance policies and the prices at which such policies are sold. Congress further concluded that curtailing the practice of “free riding” would make private health insurance coverage easier for individuals both to procure and to afford. http://runningahospital.blogspot.com/2012/01/npsf-listserv.html
According to Paul Levy, I am a wanna be “free-rider” if I can afford health insurance and do not provide it for myself. He says that free riders drain State and Federal free-care resources and negatively impact the availability of privately-issued health insurance policies and the prices at which such policies are sold. I don’t believe that government should be involved in health affairs…(case in point, health insurance is not an interstate commodity), but since government is involved, it is going to force people to carry insurance. Well, I am not one to be forced so I am looking around. Tomorrow I explore Aetna with Kirsten and Rhonda, agents at two separate agencies that both sell Aetna Insurance. Pray I will find the bargain.
Once I settled my earthly health insurance responsibilities in my mind, I began to praise the Lord that my eternal health insurance has already been paid by the priceless blood of Jesus Christ. He purchased my life for eternity and because of His sacrifice, I have an eternal home once my earthly life is over. This is great good news, but, then I read this by Gladys Parker over at the Onion
“Why, just the other day I went to County General because my legs were giving me awful pains, and this nurse starting asking me questions about providers and what was my health care plan and wanting my insurance card so she could copy it. I said, “Child, I don’t need all that fancy paperwork—not as long as I have Jesus in my heart….Oh, once in a while those folks from P & H Collection Agency come calling, but I know it’s just Jesus testing me. For I know that just as He delivered Lazarus from the tomb, the Lord will deliver me from the $80,000 in unpaid medical costs on my billing statement.” http://www.theonion.com/articles/jesus-is-my-health-insurance,11311/ Please read the whole thing. It is majorly entertaining!
This commentary from the Onion was satire, but I know people who REALLY think like this and they drive me
I think we Christians should pay our own way if we can, and if we can’t, check into plans to help us BEFORE we need them. I don’t want to lose any of you either because you feel you must pay your own way and you can’t. There are government and private Christian plans where a person pays a little each month into a group and the group helps in time of need. We need to live responsibly among our brethren. And so, Paul Levy, I am shopping for health insurance tomorrow. I’ll let you all know how I do.
The practice of living responsibly as a witness,
PS For a good explanation of why insurance is a good investment see the comments section of http://kingdavid.wordpress.com/2011/06/28/faith-and-lifehealthpersonal-insurance/ It really helped me!